Be Debt Free

Equity Release  

Cheap borrowing and easy access to credit has helped Britain's personal debt mountain reach £1,345billion (Bank of England).

Rises in interest and mortgage rates, a surge in utility bills and the soaring cost of unsecured credit in the form of overdrafts, credit and store cards, installment credit and mail order credit, means the collective debt now owed by British families is greater than the nation's gross domestic product. As a result, bankruptcies are at record levels and many households are facing serious problems repaying their debt.

If you are one of them, you may wish to consider releasing the equity in your house.
This will enable you to settle your debts, with cash left over to help you get back on your feet.  If you are struggling to make ends meet, or losing sleep over spiralling debt, 2nd Chance Housing can step in and offer you a solution to set you Debt-free!

2nd Chance Housing can relieve all of these worries.  If you need to raise cash fast, 2nd Chance Housing can make you an offer quickly and help you achieve fast completion.

We can buy your house for cash, exchange within 7 days and complete within a timescale to suit you. 

We can purchase your property in any condition, so there is no need to carry out expensive repairs.

We will pay your Legal Fees and cover all valuation costs so there’s no need for you to find any money up front to get your cash.

Plus if you’re happy with where you are living – your children attend good schools, you enjoy the local community and have friendly neighbors.

Our Sell and Rent Back Scheme can help you to remain in your home for as long as you wish to.  Although you won’t own the bricks and mortar anymore, your family will be able to stay in their own home, all you need to do is pay your pre-agreed rent in full and on time each month and you can stay in your home indefinitely.

You even have the option to buy back your home, should your financial situation change at a later date.  In addition, if you buy back your home within twelve months you can enjoy a 10% discount on the current Open Market Value of your property.